The challenged consumer environment will continue to pressure retailers and restaurants, which spells trouble for the collective group but especially for operators with red zone FRISK® scores.
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… almost assuredly a sour event for the unprepared unsecured creditor of Dean Foods, as CreditRiskMonitor’s FRISK® score had been signaling … times greater than the average public company. Unsecured creditors that rely on other credit reporting services may …
As the fallout from one of the biggest bankruptcies of 2019 begins to settle, we see that credit and procurement professionals who evaluate risk in public companies as a habitual practice are proving to be the best at avoiding unnecessary exposure.
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… Part 3: Bond Agency Ratings , and Part 4: Crowdsourcing of Credit Managers With the help of financial ratios, stock … data, bond agency ratings and crowdsourcing, a company’s credit or procurement team gains the information needed to … financial decisions to prevent loss. What elevates the CreditRiskMonitor service is the blend of these factors, …
Optimal assessment of public company bankruptcy risk requires the balanced, holistic analysis provided by the FRISK® score.
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… indicated that the most frequently used inputs in a manual credit review are: internal payment history, payment based scores, payment history from a vertical trade credit group, trade experiences shown in the D&B report, and … either singularly or collectively sufficient to perform the credit analysis needed .” In short, relying on payment-based …
D&B’s "Bankruptcy: Why the Surprise?" whitepaper shows that their popular PAYDEX® score misleads trade creditors on public company bankruptcy risk.
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… a trend which was accelerated by the coronavirus pandemic. CreditRiskMonitor is a leading web-based financial risk analysis and news service designed for credit, supply chain, and other risk professionals. The core … (highest risk)-to-"10" (lowest risk) scale. Our commercial credit reports contain these predictive analytics, trend …
Apparel retailers have required significant adjustments to handle their financial leverage and operating lease commitments. Brooks Brothers and Tailored Brands, in particular, fell prey to slowing demand for professional business attire, a trend which was accelerated by the coronavirus pandemic.
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… Toys "R" Us: Forced Into Bankruptcy by Trade Creditors It's rare for a retailer such as Toys “R” Us to … for Toys “R” Us started to restrict its access to trade credit, setting in motion a liquidity crunch. This scenario … highlights the vital-yet-commonly overlooked role trade creditors have in a company’s financial structure. While …
Toys “R” Us filed for bankruptcy right before the holiday season in 2017 as suppliers began to restrict access to trade credit, setting in motion a liquidity crunch.
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… has been trending in the “red zone,” the bottom half of CreditRiskMonitor's proprietary bankruptcy risk scale, which … of bankruptcy. In part, this high-risk signal is due to CreditRiskMonitor’s proprietary subscriber crowdsourcing … is powered by risk professionals, most of which are credit managers. Based on our research, we have found that …
Subscriber crowdsourcing data has highlighted J. C. Penney Company, Inc.’s bleak financial position, and users can affirm this through its low FRISK® score.
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… Federal Reserve’s Concern about Corporate Debt According to CreditRiskMonitor’s FRISK® Stress Index , risk among public … this recent uptrend, we believe that professionals within credit, supply chain and finance should be vigilant about … companies than ever before will be exposed to heightened credit risk during an economic downturn. Another concerning …
The Federal Reserve recently voiced concerns about excessive corporate financial leverage - and risk management departments need to take heed.
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… aggravated their already precarious financial positioning. Credit and supply chain professionals should not only rely … to their suppliers, vendors, and third parties because credit bureaus evaluate payment trends to derive credit scores and ratings. CFOs, as part of their job …
In a pandemic period when major public company bankruptcies are hitting hard daily, reliance on payment performance and/or financial statement analysis provides a whole new slew of dangers.